NJ cities
Cities in New Jersey
We cover 323 Census places in New Jersey, listed largest first. Every page carries the sourced New Jersey lending rules that apply to borrowers there.
Advertising disclosure: EmergencyLoaning may receive a referral fee if you apply through the link above. That fee does not change the rate you are offered, and it does not change our content. We are not a lender. The lowest rates are only available to the most qualified applicants. Read the full disclosure.
- 323 places
- Largest first
- New Jersey rules apply
All places in New Jersey
- Newark 304,960
- Jersey City 291,657
- Paterson 156,452
- Elizabeth 135,829
- Trenton 89,620
- Clifton 88,461
- Camden 71,100
- Bayonne 70,300
- East Orange 69,556
- Passaic 68,903
- Union City 64,462
- Vineland 60,797
- Hoboken 57,010
- New Brunswick 55,846
- Perth Amboy 55,249
- Plainfield 54,670
- West New York 50,754
- Hackensack 45,736
- Sayreville 45,496
- Linden 43,950
- Fort Lee 39,700
- Kearny 39,370
- Atlantic City 38,464
- Fair Lawn 35,564
- Long Branch 32,745
- Garfield 32,456
- Westfield 30,559
- Princeton 30,289
- Rahway 29,813
- Englewood 29,624
- Bergenfield 28,274
- Millville 27,358
- Bridgeton 26,763
- Paramus 26,282
- Ridgewood 26,194
- Lodi 25,832
- Cliffside Park 25,570
- Carteret 25,281
- South Plainfield 24,131
- Glassboro 23,987
- North Plainfield 22,566
- Summit 22,344
- Roselle 22,342
- Lindenwold 21,685
- Elmwood Park 21,256
- Secaucus 21,005
- Pleasantville 20,613
- Morristown 20,571
- Harrison 20,520
- Palisades Park 20,102
- Hawthorne 19,496
- Point Pleasant 19,429
- Tinton Falls 19,354
- Rutherford 18,852
- Dover 18,435
- Dumont 18,234
- New Milford 16,889
- Madison 16,432
- North Arlington 16,370
- South River 15,931
- Asbury Park 15,391
- Phillipsburg 15,328
- Tenafly 15,178
- Metuchen 14,977
- Highland Park 14,959
- Fairview 14,927
- Hammonton 14,797
- Ramsey 14,706
- Edgewater 14,678
- Hopatcong 14,622
- Middlesex 14,461
- Collingswood 14,204
- Somerville 14,112
- Florham Park 14,092
- Roselle Park 13,932
- Eatontown 13,496
- New Providence 13,488
- Woodland Park 13,138
- Ridgefield Park 13,135
- Red Bank 12,779
- Oakland 12,680
- Haddonfield 12,571
- Freehold 12,430
- Bound Brook 12,371
- Glen Rock 12,076
- Hasbrouck Heights 12,030
- River Edge 11,995
- Wallington 11,825
- Bellmawr 11,724
- Gloucester City 11,507
- Ringwood 11,451
- Ridgefield 11,417
- Guttenberg 11,365
- Ocean City 11,242
- Westwood 11,210
- Beachwood 11,153
- Wanaque 11,048
- Franklin Lakes 11,021
- Lincoln Park 10,951
- Little Ferry 10,914
- Pompton Lakes 10,874
- Totowa 10,785
- Pine Hill 10,783
- Manville 10,779
- Somers Point 10,465
- East Rutherford 10,421
- South Amboy 10,237
- Wood-Ridge 10,197
- Hackettstown 10,125
- Waldwick 10,105
- Woodbury 10,063
- Hillsdale 10,062
- Burlington 10,024
- Maywood 10,023
- Kinnelon 10,009
- Matawan 9,704
- Keansburg 9,648
- Bogota 9,606
- Park Ridge 9,440
- Montvale 9,361
- Leonia 9,303
- Chatham 9,275
- Ventnor City 9,226
- Absecon 9,130
- Cresskill 9,118
- Clayton 8,948
- Pitman 8,880
- Caldwell 8,834
- Haledon 8,834
- Boonton 8,821
- Audubon 8,716
- North Haledon 8,633
- West Long Branch 8,555
- Closter 8,544
- Upper Saddle River 8,480
- Northfield 8,426
- Raritan 8,422
- Runnemede 8,338
- Kenilworth 8,259
- Newton 8,240
- Oradell 8,188
- Dunellen 8,176
- Butler 8,133
- Spotswood 8,078
- Glen Ridge 7,952
- Bernardsville 7,837
- Fanwood 7,655
- Brigantine 7,602
- Bloomingdale 7,598
- Berlin 7,534
- Haddon Heights 7,511
- Palmyra 7,489
- Wharton 7,346
- Washington 7,335
- Emerson 7,251
- Rumson 7,178
- Keyport 7,099
- Barrington 7,069
- Stratford 7,000
- Midland Park 6,970
- Milltown 6,968
- Linwood 6,957
- Mountainside 6,924
- Allendale 6,791
- Rockaway 6,596
- North Caldwell 6,574
- Morris Plains 6,538
- Watchung 6,434
- Carlstadt 6,333
- Paulsboro 6,267
- Prospect Park 6,219
- Roseland 6,168
- Oceanport 6,166
- Woodcliff Lake 6,122
- Fair Haven 6,109
- Old Tappan 6,074
- Little Silver 6,053
- Mount Arlington 5,931
- Manasquan 5,877
- Hightstown 5,853
- Belmar 5,816
- Jamesburg 5,735
- Norwood 5,729
- Union Beach 5,671
- Somerdale 5,567
- Clementon 5,465
- Salem 5,325
- Englewood Cliffs 5,321
- Margate City 5,162
- Garwood 5,161
- Wildwood 5,123
- Franklin 5,008
- Harrington Park 4,990
- Mendham 4,970
- Brielle 4,920
- Flemington 4,902
- Point Pleasant Beach 4,897
- Penns Grove 4,865
- Demarest 4,846
- Spring Lake Heights 4,834
- Northvale 4,821
- South Bound Brook 4,811
- Mount Ephraim 4,654
- Mountain Lakes 4,608
- Neptune City 4,581
- Buena 4,489
- Egg Harbor City 4,385
- Atlantic Highlands 4,383
- Magnolia 4,356
- Highlands 4,329
- Westville 4,317
- Medford Lakes 4,291
- Ho-Ho-Kus 4,232
- Bradley Beach 4,219
- Lambertville 4,157
- Shrewsbury 4,149
- Riverdale 4,105
- Bordentown 4,021
- Oaklyn 3,940
- Merchantville 3,823
- South Toms River 3,736
- Woodstown 3,728
- Tuckerton 3,681
- Netcong 3,665
- High Bridge 3,592
- North Wildwood 3,585
- Stanhope 3,575
- Saddle River 3,368
- Hamburg 3,331
- Haworth 3,322
- Lawnside 3,301
- Monmouth Beach 3,204
- Woodbury Heights 3,127
- Moonachie 3,108
- National Park 3,063
- Wildwood Crest 3,063
- Woodlynne 2,909
- Pennington 2,840
- Clinton 2,781
- Riverton 2,781
- Cape May 2,757
- Spring Lake 2,751
- Swedesboro 2,741
- Lakehurst 2,703
- Peapack and Gladstone 2,538
- Belvidere 2,536
- Beverly 2,514
- Seaside Heights 2,486
- Helmetta 2,437
- East Newark 2,428
- Alpha 2,348
- Englishtown 2,342
- Wenonah 2,309
- Ogdensburg 2,293
- Gibbsboro 2,239
- Pine Beach 2,193
- Essex Fells 2,138
- Woodbine 2,136
- Sea Isle City 2,122
- Sussex 2,050
- Ocean Gate 1,991
- Laurel Springs 1,984
- Avon-by-the-Sea 1,933
- Hopewell 1,894
- Lavallette 1,843
- Sea Girt 1,841
- Brooklawn 1,813
- Folsom 1,813
- Newfield 1,798
- Alpine 1,750
- Allentown 1,724
- Island Heights 1,699
- Glen Gardner 1,682
- Estell Manor 1,679
- Chester 1,678
- Lebanon 1,670
- Lake Como 1,665
- Victory Gardens 1,583
- Chesilhurst 1,546
- Farmingdale 1,491
- Frenchtown 1,472
- Seaside Park 1,471
- Hampton 1,443
- Sea Bright 1,425
- Pemberton 1,376
- Elmer 1,368
- Surf City 1,288
- Milford 1,222
- Avalon 1,218
- Ship Bottom 1,114
- Port Republic 1,109
- Beach Haven 1,069
- Califon 1,013
- West Cape May 1,003
- Audubon Park 990
- Bay Head 965
- Hi-Nella 928
- Far Hills 914
- Deal 888
- Longport 878
- Interlaken 817
- Branchville 808
- Roosevelt 799
- Bloomsbury 796
- Stone Harbor 791
- Rocky Hill 740
- Wrightstown 722
- Barnegat Light 652
- Andover 603
- West Wildwood 542
- Fieldsboro 538
- Stockton 494
- Corbin City 481
- Allenhurst 466
- Millstone 446
- Shiloh 443
- Rockleigh 405
- Harvey Cedars 397
- Mantoloking 332
- Cape May Point 299
- Loch Arbour 224
- Teterboro 71
- Tavistock 7
Advertising disclosure: EmergencyLoaning may receive a referral fee if you apply through the link above. That fee does not change the rate you are offered, and it does not change our content. We are not a lender. The lowest rates are only available to the most qualified applicants. Read the full disclosure.
Frequently asked questions
Why is there a page for my city?
Emergency-loan rules are state-level while pricing is borrower-level, so a city page is the fastest way to see both: the sourced lending rules for your state and the population context for your area.
Do lenders offer different emergency-loan rates by city?
Generally no. A licensed lender applies the same pricing model across a state. Your rate is driven by your credit profile, income and debt-to-income ratio, not by the city you live in.