CA cities
Cities in California
We cover 482 Census places in California, listed largest first. Every page carries the sourced California lending rules that apply to borrowers there.
Advertising disclosure: EmergencyLoaning may receive a referral fee if you apply through the link above. That fee does not change the rate you are offered, and it does not change our content. We are not a lender. The lowest rates are only available to the most qualified applicants. Read the full disclosure.
- 482 places
- Largest first
- California rules apply
All places in California
- Los Angeles 3,820,914
- San Diego 1,388,320
- San Jose 969,655
- San Francisco 808,988
- Fresno 545,716
- Sacramento 526,384
- Long Beach 449,468
- Oakland 436,504
- Bakersfield 413,381
- Anaheim 340,512
- Stockton 319,543
- Riverside 318,858
- Irvine 314,621
- Santa Ana 310,539
- Chula Vista 274,333
- Fremont 226,208
- Santa Clarita 224,028
- San Bernardino 223,728
- Modesto 218,915
- Fontana 215,465
- Moreno Valley 212,392
- Oxnard 198,488
- Huntington Beach 192,129
- Glendale 187,050
- Ontario 182,457
- Elk Grove 178,444
- Santa Rosa 175,845
- Rancho Cucamonga 174,405
- Oceanside 170,020
- Garden Grove 168,234
- Lancaster 166,236
- Palmdale 161,404
- Corona 160,238
- Salinas 159,506
- Roseville 159,135
- Hayward 155,675
- Sunnyvale 151,967
- Escondido 148,122
- Pomona 145,502
- Visalia 144,998
- Fullerton 139,250
- Torrance 139,224
- Victorville 138,869
- Orange 138,337
- Pasadena 133,560
- Santa Clara 131,062
- Clovis 125,826
- Simi Valley 125,113
- Thousand Oaks 123,463
- Vallejo 122,807
- Concord 122,315
- Fairfield 120,768
- Berkeley 118,962
- Antioch 117,096
- Richmond 114,106
- Carlsbad 113,495
- Menifee 113,433
- Murrieta 111,878
- Temecula 110,682
- Santa Maria 109,987
- San Buenaventura (Ventura) 109,058
- Downey 108,816
- Costa Mesa 108,354
- Jurupa Valley 107,321
- West Covina 105,617
- El Monte 103,794
- Rialto 103,391
- El Cajon 102,991
- Inglewood 102,865
- Burbank 102,755
- Vacaville 102,526
- San Mateo 101,327
- Chico 101,301
- Hesperia 100,633
- Daly City 99,833
- Vista 98,344
- Norwalk 98,078
- Tracy 98,010
- San Marcos 94,188
- Merced 93,692
- Chino 93,114
- Indio 93,057
- Redding 92,727
- Hemet 92,368
- Carson 91,139
- Manteca 91,059
- Compton 90,986
- Mission Viejo 90,624
- South Gate 90,070
- Santa Monica 89,922
- Westminster 88,729
- Santa Barbara 86,499
- Citrus Heights 86,239
- Lake Forest 85,840
- San Leandro 85,784
- San Ramon 84,929
- Folsom 84,782
- Whittier 84,143
- Hawthorne 83,364
- Livermore 82,908
- Newport Beach 82,637
- Rancho Cordova 82,605
- Buena Park 81,958
- Mountain View 81,785
- Redwood City 80,996
- Perris 80,603
- Alhambra 79,776
- Upland 78,699
- Lakewood 78,135
- Tustin 77,704
- Napa 77,492
- Milpitas 77,321
- Chino Hills 77,212
- Pittsburg 75,803
- Alameda 75,353
- Bellflower 75,122
- Apple Valley 75,036
- Pleasanton 74,653
- Rocklin 73,472
- Lake Elsinore 73,028
- Redlands 72,556
- Turlock 72,100
- Tulare 71,092
- Eastvale 70,510
- Camarillo 69,514
- Walnut Creek 69,152
- Dublin 69,128
- Baldwin Park 68,806
- Yuba City 68,666
- Madera 68,079
- Redondo Beach 67,749
- Lodi 67,679
- Yorba Linda 66,147
- Palo Alto 65,882
- Davis 65,832
- Union City 65,414
- Brentwood 65,126
- Lynwood 63,234
- South San Francisco 63,123
- Laguna Niguel 62,899
- Porterville 62,876
- San Clemente 62,313
- Santa Cruz 61,501
- Woodland 61,123
- La Habra 60,991
- Encinitas 60,841
- La Mesa 60,537
- Montebello 60,015
- Hanford 59,938
- San Rafael 59,555
- Santee 59,478
- Pico Rivera 59,189
- Petaluma 58,800
- Beaumont 58,463
- Gardena 58,377
- Gilroy 58,250
- Monterey Park 57,877
- Cupertino 57,285
- Highland 56,202
- West Sacramento 55,842
- Fountain Valley 55,468
- San Jacinto 55,440
- National City 55,236
- Lincoln 54,538
- Arcadia 54,157
- Yucaipa 53,947
- Colton 53,357
- Cathedral City 52,356
- Placentia 52,192
- Diamond Bar 52,041
- Palm Desert 51,951
- Huntington Park 51,942
- Novato 51,722
- Delano 51,500
- Paramount 51,072
- Watsonville 50,867
- Aliso Viejo 50,263
- Glendora 49,934
- Rosemead 49,305
- San Luis Obispo 49,244
- Cypress 48,782
- Covina 48,728
- Los Banos 48,553
- Brea 48,479
- Ceres 48,397
- Azusa 48,272
- Poway 48,051
- Newark 46,929
- Cerritos 46,797
- Rancho Santa Margarita 46,182
- Oakley 45,761
- La Mirada 45,505
- Palm Springs 45,218
- Hollister 44,658
- Rohnert Park 44,546
- Morgan Hill 44,478
- El Centro 43,772
- Coachella 43,590
- Lompoc 43,045
- Danville 42,999
- Campbell 41,700
- San Bruno 41,327
- Rancho Palos Verdes 39,980
- Lathrop 39,857
- La Quinta 39,081
- Culver City 39,041
- Stanton 38,815
- Calexico 38,224
- Adelanto 38,187
- San Gabriel 37,732
- Montclair 37,545
- Bell Gardens 37,467
- Wildomar 37,087
- Monrovia 36,768
- La Puente 36,516
- Pacifica 36,426
- Martinez 36,395
- Claremont 35,640
- Moorpark 35,543
- Temple City 34,854
- San Juan Capistrano 34,754
- West Hollywood 34,349
- Pleasant Hill 33,802
- Desert Hot Springs 33,438
- Manhattan Beach 33,369
- San Dimas 33,105
- Goleta 32,665
- Dana Point 32,567
- Los Gatos 32,216
- Foster City 32,180
- Atwater 32,052
- Bell 31,864
- Santa Paula 31,792
- Menlo Park 31,690
- Banning 31,680
- Seaside 31,317
- San Pablo 31,249
- El Paso de Robles (Paso Robles) 31,134
- Beverly Hills 30,974
- Laguna Hills 30,243
- Lawndale 30,155
- Los Altos 29,990
- Burlingame 29,910
- La Verne 29,898
- Atascadero 29,700
- Saratoga 29,607
- Monterey 29,116
- San Carlos 28,862
- Suisun City 28,743
- Twentynine Palms 28,734
- East Palo Alto 28,216
- Ridgecrest 28,088
- Brawley 27,849
- Lemon Grove 27,569
- Walnut 27,104
- Wasco 26,917
- Lemoore 26,809
- Belmont 26,622
- Hercules 26,582
- Benicia 26,429
- Sanger 26,343
- Reedley 25,958
- Dinuba 25,863
- Windsor 25,828
- Galt 25,767
- Eureka 25,734
- South Pasadena 25,623
- El Cerrito 25,552
- Imperial Beach 25,458
- Norco 25,398
- Loma Linda 25,111
- Patterson 25,063
- Lafayette 25,048
- Riverbank 25,001
- Barstow 24,964
- Selma 24,467
- Seal Beach 24,352
- Soledad 23,947
- Maywood 23,824
- San Fernando 23,364
- Duarte 23,131
- Oakdale 23,045
- Marina 22,833
- Laguna Beach 22,332
- Calabasas 22,227
- Millbrae 22,087
- Corcoran 22,044
- Shafter 21,915
- Cudahy 21,723
- Yucca Valley 21,664
- Imperial 21,591
- American Canyon 21,347
- Port Hueneme 21,217
- South Lake Tahoe 21,079
- Greenfield 20,634
- Santa Fe Springs 20,174
- Lomita 19,782
- La Cañada Flintridge 19,538
- Agoura Hills 19,474
- Oroville 19,449
- Arvin 19,364
- Orinda 19,364
- Chowchilla 19,328
- Dixon 19,309
- Albany 19,097
- South El Monte 19,032
- Arcata 19,012
- Hermosa Beach 18,641
- Pinole 18,481
- Coronado 18,437
- Arroyo Grande 18,243
- Blythe 18,045
- Rancho Mirage 17,795
- Coalinga 17,369
- Kerman 17,238
- Fillmore 17,190
- Truckee 17,039
- Laguna Woods 16,998
- Moraga 16,547
- Clearlake 16,481
- El Segundo 16,445
- Ukiah 16,072
- Ripon 16,068
- Artesia 15,597
- La Palma 15,029
- Pacific Grove 14,757
- Livingston 14,643
- Parlier 14,426
- Red Bluff 14,413
- Avenal 14,075
- Grass Valley 14,074
- McFarland 14,049
- King City 13,917
- California City 13,802
- Mill Valley 13,792
- Auburn 13,658
- Hawaiian Gardens 13,396
- Kingsburg 13,013
- Grand Terrace 12,939
- Carpinteria 12,828
- Emeryville 12,732
- Susanville 12,689
- Solana Beach 12,675
- Marysville 12,674
- Palos Verdes Estates 12,646
- Larkspur 12,589
- Grover Beach 12,547
- Mendota 12,530
- San Anselmo 12,498
- Lindsay 12,496
- Fortuna 12,285
- Newman 12,207
- San Marino 11,977
- Los Alamitos 11,901
- Scotts Valley 11,879
- Commerce 11,672
- Signal Hill 11,249
- Anderson 11,210
- Calimesa 11,165
- Healdsburg 11,137
- Half Moon Bay 11,105
- Canyon Lake 11,096
- Hillsborough 10,883
- Tehachapi 10,881
- Clayton 10,754
- Sierra Madre 10,713
- Placerville 10,656
- Piedmont 10,635
- Sonoma 10,619
- Morro Bay 10,589
- Malibu 10,277
- Shasta Lake 10,262
- Farmersville 10,243
- Exeter 10,206
- Rio Vista 10,145
- Corte Madera 9,947
- Capitola 9,572
- Orange Cove 9,497
- Live Oak 9,443
- Waterford 9,323
- Tiburon 8,846
- Cloverdale 8,825
- Guadalupe 8,622
- Firebaugh 8,547
- Gonzales 8,327
- Paradise 8,285
- Los Altos Hills 8,189
- Orland 8,132
- Corning 8,069
- Rolling Hills Estates 8,033
- Pismo Beach 7,948
- Woodlake 7,846
- Yreka 7,808
- Winters 7,694
- Hughson 7,683
- Westlake Village 7,573
- Ojai 7,466
- Cotati 7,430
- Fairfax 7,417
- Sebastopol 7,380
- Escalon 7,355
- Fowler 7,274
- Gridley 7,269
- Mammoth Lakes 7,187
- Sausalito 7,021
- Taft 6,961
- Fort Bragg 6,919
- Atherton 6,823
- Loomis 6,779
- Colusa 6,527
- Huron 6,377
- Calipatria 6,188
- Willows 6,160
- Gustine 6,099
- Solvang 5,970
- Dos Palos 5,708
- Villa Park 5,664
- Williams 5,617
- Crescent City 5,611
- Holtville 5,555
- Ione 5,431
- La Habra Heights 5,368
- St. Helena 5,272
- Lakeport 5,135
- Jackson 5,132
- Calistoga 5,058
- Woodside 5,037
- Big Bear Lake 5,007
- Buellton 4,990
- Sonora 4,917
- Indian Wells 4,862
- Willits 4,843
- Needles 4,824
- Brisbane 4,577
- Portola Valley 4,204
- Wheatland 4,022
- Del Mar 3,867
- Angels 3,752
- Bishop 3,742
- San Joaquin 3,679
- Monte Sereno 3,459
- Yountville 3,356
- Rio Dell 3,308
- Avalon 3,261
- Nevada City 3,224
- Mount Shasta 3,179
- Carmel-by-the-Sea 3,104
- Sutter Creek 2,718
- Alturas 2,657
- Weed 2,574
- Ross 2,290
- Portola 2,124
- San Juan Bautista 2,106
- Belvedere 2,050
- Colfax 2,050
- Westmorland 1,981
- Biggs 1,921
- Hidden Hills 1,685
- Rolling Hills 1,644
- Dunsmuir 1,642
- Del Rey Oaks 1,550
- Irwindale 1,426
- Colma 1,407
- Ferndale 1,389
- Montague 1,182
- Blue Lake 1,172
- Plymouth 1,131
- Maricopa 1,009
- Bradbury 892
- Tulelake 867
- Dorris 832
- Isleton 777
- Loyalton 728
- Fort Jones 673
- Etna 653
- Point Arena 451
- Tehama 424
- Sand City 328
- Trinidad 325
- Industry 257
- Vernon 209
- Amador City 204
Advertising disclosure: EmergencyLoaning may receive a referral fee if you apply through the link above. That fee does not change the rate you are offered, and it does not change our content. We are not a lender. The lowest rates are only available to the most qualified applicants. Read the full disclosure.
Frequently asked questions
Why is there a page for my city?
Emergency-loan rules are state-level while pricing is borrower-level, so a city page is the fastest way to see both: the sourced lending rules for your state and the population context for your area.
Do lenders offer different emergency-loan rates by city?
Generally no. A licensed lender applies the same pricing model across a state. Your rate is driven by your credit profile, income and debt-to-income ratio, not by the city you live in.